Your Insured Vehicle’s Birth Certificate

Where VIN data ends, build data begins. We consider it the birth certificate for the vehicle because it is the manufacturing codes that an OEM assigns for a specific VIN at the time the vehicle is manufactured, and these codes identify actually installed features as well as trim and package information.

Why should insurers care? Build data identifies the Advanced Driver Assistance Systems (ADAS) and safety features on a car – not just what is possible, but what has actually been installed on that specific vehicle. This information can help insurers evaluate risk and the severity of potential claims which can result in more accurately priced premiums.

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Now that you know what’s possible (catalog data), the vehicle basics (VIN), and installed features on a specific vehicle (build data), you’ve already enhanced your pricing model. But let’s not stop there. There’s one more secret weapon that gets you even closer to the ideal data set for your insured fleet.

Let's take a look at feature data >

In case you missed them, you can check out our catalog data and VIN posts now.